COMMERCIAL LENDING
As an SBA authorized lender representative, we help our clients gain access to capital through our network of lenders.
Now, a business owner doesn’t have to waste time going from bank to bank completing multiple applications, only to be told “no” to the funds they need.
We help you get matched with the banks in our network most likely to fund your business. About 90% of the small business loan applications we refer to the lenders in our network are approved.
FINANCING OPTIONS
SBA 7 (a) Loan Program
SBA 7 (a) Loan Program
SBA 7 (a) Loan Program
SBA 7 (a) Loan Program
• Monthly Payments Available
• Reports to Business Credit Bureaus
• 10 - 25 Year Terms
Qualifications
• 2 Years Time in Business
• 660+ FICO
• No BKs/Liens/Foreclosures in Last 3 Years
Business Term Loans
SBA 7 (a) Loan Program
SBA 7 (a) Loan Program
Business Term Loans
Unique Benefits
• No Prepayment Penalty
• Flexible Payment Terms Available
• Reports to Business Credit Bureaus
• 1 - 2 Year Terms
Qualifications
• 2 Years Time in Business
• $10,000 Deposited Monthly in Business Bank Account
No Origination Fee
• 550+ FICO
Equipment Financing
SBA 7 (a) Loan Program
SBA 7(a) Commercial Real Estate Loan
Equipment Financing
Unique Benefits
• App & Invoice up to $150K
• No Industry Restrictions
• Purchase and Leasing Options
• Financing from $25,000 – $1 Million
• 1 - 5 Year Terms
Qualifications
• 6 Months Time in Business
• 550 Minimum FICO
• Business Bank Account
• Invoice Required for Quote
SBA 7(a) Commercial Real Estate Loan
SBA 7(a) Commercial Real Estate Loan
SBA 7(a) Commercial Real Estate Loan
SBA 7(a) Commercial Real Estate Loan
Purchase or refinance Commercial Real Estate with an SBA loan
With fully-amortizing 25-year terms and variable interest rates, SBA 7(a) loans offered from banks in our network are a great option for small businesses looking to refinance an existing commercial real estate mortgage, or buy an office building or other owner-occupied commercial space.
Business Line of Credit
SBA 7(a) Commercial Real Estate Loan
Business Line of Credit
Business Line of Credit
Unique Benefits
• Unsecured
• Same Day Funding Available
• Only Pay for What You Use
• Up to $250,000 Line of Credit
• True Revolver; Each Payment Frees Up Additional Available Funds
Qualifications
• 1 Year Time in Business
• $20,000 Deposited Monthly in Business Bank Account
• 600 Minimum FICO
Business Cash Advance
SBA 7(a) Commercial Real Estate Loan
Business Line of Credit
Business Cash Advance
Unique Benefits
• Same Day Funding Available
• All Industries
• 6 - 24 Month Terms Available
• FlexibleTerms
Qualifications
• 1 Year Time in Business (*6 Months TIB if Depositing Over $50,000 Per Month)
• $10,000 Deposited Monthly in Business Bank Account
• 500 Minimum FICO
A/R Line of Credit
Inventory Line of Credit
Inventory Line of Credit
A/R Line of Credit
Unique Benefits
• Revolving Line of Credit
• Facility Size: $250,000 - No Cap
• Line of Credit Amount Fluctuates as A/R Fluctuates (up and down)
• Rates Starting at Prime + 2%
• Up 95% Financing of Current A/R
• 4 - 7 Days Application to Funding
Qualifications
• Minimum $100,000 in Open Receivables on 30-60 Day Terms
• $1 Million in Annual Sales
• 1 Year Time in Business
• No Minimum FICO
Inventory Line of Credit
Inventory Line of Credit
Inventory Line of Credit
Inventory Line of Credit
Unique Benefits
• Revolving Line of Credit
• Facility Size $250,000 - No Cap
• Line of Credit Amount Fluctuates as Inventory Fluctuates (up and down)
• Rates Starting at Prime + 2%
• Up to 85% Financing of Inventory Liquidation Value
• 7 - 14 Days Application to Funding
Qualifications
• $1 Million in Current Inventory
• $1 Million in Annual Sales
• 1 Year Time in Business
• No Minimum FICO
Purchase Order Finance
Inventory Line of Credit
Purchase Order Finance
Purchase Order Finance
Unique Benefits
Purchase order financing, which includes trade finance and contract finance solutions for our clients. We have provided more than $2.5 billion of capital to over 400 public and private companies worldwide.
- Decisions within days, not weeks
- Finance goods in process and full production
- Privately held and able to provide funding without bankers or outside investors
- Flexible and creative financing solutions
- Alternative solutions to grow sales without selling equity in the company
- Experience in diverse industries
Custom Financing
Collateralized Programs
Purchase Order Finance
Custom Financing
Funds that meet you where you are
When traditional loans aren’t practical due to your time constraints, revenue situation, or credit profile, we’ll help connect you with customized lending options.
Flexible funding solutions for most credit profiles
$30,000 - $500,000 deployed faster than traditional loans
Collateralized Programs
Collateralized Programs
Collateralized Programs
Collateralized Programs
Unique Benefits
• Loan Size: $100,000 - $10 Million
• Monthly Payments Available
• 70% Max LTV
• 1st, 2nd, & 3rd Liens
Qualifications
• Real Estate or Heavy Equipment Collateral Required
• No Minimum FICO
• Premier Program Requires $1 Million in Annual Sales
Micro-loans
Collateralized Programs
Collateralized Programs
Micro-loans
Smaller-size loans of up to $50,000 provided through SBA funding intermediaries.
The microloan program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand. The average microloan is about $13,000.
Each intermediary lender in our network has its own lending and credit requirements. Generally, intermediaries require some type of collateral as well as the personal guarantee of the business owner.